The consumers face the biggest challenges, helplessness and a sense of disownment, dejection when a Health Insurance claim is

1. Delayed for processing and approvals.
2. Gets Paid an unfair partial percentage of your claim amount.
3. Gets Rejected.

The above challenges are faced mainly due to lack of awareness, misunderstandings, exclusions, and non-standardization of laws related to health insurance. Claim settlement is a technical process and gets rejected due to incorrect declaration at the time of policy purchase by consumers and poor documentation during the claim submissions.

Every insurance company puts its best efforts internally to settle the insurance claim at a faster pace for a better consumer experience and a Happy Consumer, however, the entire process of claim settlements is done with lots of questions related to technical details, doctor's notes, hospital observations and underwriting team of Internal or External TPA's (Third Party Administration), who process and sanctify your claim submissions to get the insurance claim disbursed.

That's precisely, Why Clement aims to create awareness, and extend help and support to aggrieved customers to effectively resolve their issues at all forums, offered by the various Insurance companies and IRDA in consumer interest.

We believe in the transparency and unbiased approach to our consumers and the integrity of the insurance system. We help him to understand the "Technical Words" of the industry, like understanding his policy exclusions and permissible expense claim limits for Room Rent, Ambulance Cover, and Other Treatments.
We can understand your problems and can extend help you answer the questions in the correct manner.


Enroll and Subscribe today with us to seek, awareness, guidance, and support.

As we believe that "Awareness is the start of any decision and not the end of it"

""Subscribe Now" ... Your Destination to Awareness.